Retiree Information and Links
From HealthTrust (for Retirees 65 and under)
Retirees Open Enrollment Notice
NH Retirement System (NHRS)
New Hampshire Retirement System (NHRS)
54 Regional DriveConcord, New Hampshire 03301
Phone: 603-410-3500 / 877-600-0158
Hours: M-F, 8am-4pm
For NHRS purposes – employees are classified into two groups: all regular employees are classified as Group I, and Police and Firefighters are classified as Group II. This is important to know because Group I retirees are not entitled to any medical subsidy from 2011 going forward but Group II retirees still are.
Retirees Under 65
Under 65 Plan Information - Any employee retiring prior to age 65 must remain on the Town’s regular health insurance but the insurance company (currently HealthTrust - Anthem) must be advised of the change from regular employee to retiree with a new Application Form. The Town of Milford's approved health plan for retirees under 65 is HealthTrust. Plan information is available on the Benefit Information - Health & Dental tab.
Retirees 65 and Over
Over 65 Plan Information - Any employee retiring over the age of 65 must be enrolled in Medicare Parts A & B to be eligible to enroll in the Town’s Medicare Supplement plan (currently Colonial Penn) and the prescription plan (currently Humana) both of which are obtained through our agent (currently Gary Daniels of Banker’s Life – office – 603.224.5384). The Town of Milford's approved health plan for retirees over 65 are Colonial Penn (Health) and Humana (Prescription)
NHRS Forms (NHRS Retiree forms - https://www.nhrs.org/retirees/forms)
The forms listed below must be completed and submitted to NHRS to apply for retirement. All required forms/copies must be submitted at least 30, but not more than 90 days prior to the effective date of retirement, which is always the first of the month.
Individual Forms (within packets)
Application for Service/Vested Deferred Retirement Group 1 (Employee and Teacher)
Application for Service/Vested Deferred Retirement Group II (Police and Fire)
These educational presentations have been prepared by New Hampshire Retirement System staff for members, retirees, employers and interested members of the general public.
Published on Oct 10, 2016 (15:30)
Published on Jan 29, 2020
Published on April 24, 2019 (15.04)
Published on April 24, 2019 (14.14)
Published on April 24, 2019 (11.58)
Group II (Police and Fire) Members Vested Prior to January 1, 2012 - Summary Presentation
Published on Mar 6, 2015 (3:07)
Town Approved Plans for Retirees Over 65
Humana - Prescription
Colonial Penn - Medical
To sign up for either the Colonial Penn and/or Humana plans please contact:
Gary Daniels, Insurance Agent
6 Loudon Rd, Suite 302
Concord, NH 03301
You may also utilize your own broker if you have one. The plans you enroll in must be Humana or Colonial Penn
... What to know before you enroll ~ Enrollment and eligibility ~ When to enroll ~ How to enroll
Medicare Booklets and Information
Links to Social Security Resources
FAQ's - coming soon...